How to Avoid Homeowner Scams
Beat the Homeowner Scam Blues Woohoo! You have just unpacked your last box and are ready to start enjoying your new home. But joy can quickly turn to angst if you get burned by one or more of these types of homeowner scams: Financial Scams Do you remember the number of forms, documents, contracts, and… Read More »
Read More14 Myths about Home Mortgages
Pardon the play on words but there really is a lot of myth-information out there about home mortgages. Purchasing your home is one of the largest and most expensive investments you will ever make. Let’s separate fact and fiction when it comes to obtaining financing for the home of your dreams. 14 modern mortgage myths… Read More »
Read MoreOur Home Loan Process + Timeline
Understanding your home loan’s unique timeline can help ease some of the uncertainty and stress that can arise when applying for a mortgage. From purchases to refinances, this basic timeline gives an overview of how the loan process flows. Day 1: Complete Application Received and Initial Disclosures Sent Within three business days of your submitting… Read More »
Read More2019: Tax Transformation
Many Americans will begin experiencing the effects of the Tax Cuts and Jobs Act of 2017 when they file their annual returns this year. Outside of political characterizations of the bill’s implications, there are changes that affect consumers at different income levels and parts of the country that make it a good idea to seek advice from… Read More »
Read MoreLove for Others
At CIS Home Loans, we realize that we are fortunate to have been given a good job with kind and caring leadership. Living in this fact made us all see the blessings that we had received and moved us, in compassion, to do something to help others. Our “Love for Others” charity began when a… Read More »
Read MoreTips for a Smooth Home Loan Process
Entering into a mortgage can be a relatively smooth process. However, borrower frustrations can arise from delays that could have been avoided. Keep these simple tips in mind to stay on track when applying for a home loan: Complete all required paperwork and avoid leaving unanswered questions Double check all documents for signatures and completeness… Read More »
Read MoreMortgage Checklist: How to Prepare for Your Home Loan Application
You have found your dream home. Woo hoo! Congratulations!! Now it is time to apply for a loan. Finding a home is the fun part…it’s funding the home that is stressful. But it doesn’t have to be that way! Whether it’s a Conventional, VA, FHA, or a USDA loan, CIS Home Loans makes the process as easy… Read More »
Read MoreHurricane Florence & Hurricane Michael Emergency Information
If you are experiencing emergency conditions due to Hurricane Florence or Hurricane Michael, please call 855-279-2162 or email us at servicing@cishomeloans.com concerning the conditions of your property or to discuss possible options should you have property damages and your area is located in a Presidentially Declared Major Disaster Area: Hurricane Florence: North Carolina Counties: Anson, Beaufort, Bladen,… Read More »
Read MoreWho is CIS Home Loans?
WHO ARE WE CIS Home Loans is a full-service mortgage company that helps families achieve their goals of home ownership. We take great pride in our ability to provide industry-leading services to our customers without compromising our small-town ideals. That was our mission when we opened up our doors in 1991, and it remains the… Read More »
Read MoreSix Tips to Help You Qualify for a Home Loan
“There’s no place like home. There’s no place like home!” Have you found the right home for your family, but you are not sure if you qualify for a home loan? The home buying process is complicated and can sometimes be stressful. Preparation is key. Keep these tips in mind to ensure the loan qualification… Read More »
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