How to Get a Home Loan With No Down Payment
Finding a mortgage with a low down payment or no money down can make the home-buying experience much more enjoyable. If you want to buy a house with no money down, you can apply for particular loans that do not require a down payment. Low down payment alternatives are also prevalent. What Is a No-Down-Payment […]
Read More10 First-Time Homebuyer Mistakes and How to Avoid Them
10 First-Time Homebuyer Mistakes and How to Avoid Them Are you buying a home for the first time and stressed out about the entire process? Fear not. You are not alone. Many first-time homebuyers face challenges that cost them money or lead to a disappointing purchase. The jargon can be difficult to navigate, the financials, and […]
Read MoreMaking the Tough Choice: Rent vs Buy
Coffee or tea? Baroque or renaissance? Android or iOS? These eternal questions never go out of style. Neither does the “rent vs buy” dilemma. Almost 65% of Americans own a home. However, the rest wonder if the dream property is out of their reach. Let’s look into key factors, which could affect your decision. Evaluate Your […]
Read MoreWhat Is a Manufactured Home?
The term manufactured home, although not a new term, still causes confusion among home buyers. The first thing to note is that a manufactured home is not a mobile home. However, they do share the same history. Prior to 1976, mobile homes were built as the solution to a shortage in site-built housing. High demand called […]
Read MoreWeighing the Pros & Cons of Manufactured Homes
Everyone wants to be a homeowner, but not everyone is ideally positioned to purchase a traditional residence. As a viable and affordable alternative, many wannabe homeowners investigate and purchase manufactured homes, finding it the perfect way to get their foot in the door of their own home. How Manufactured Homes Differ From Mobile or Modular […]
Read MoreWhat Is the Difference Between a Manufactured Home and a Mobile Home?
Looking for a new home is an emotional roller coaster. One moment you’re excited. Then, there’s confusion. This is especially the case when searching online for manufactured homes. Unfortunately, there is widespread confusion about what a “manufactured home” is and if it is the same as a “mobile home”. This confusion is a result of […]
Read MoreGuide to Home Loan Lingo
Guide to Home Loan Lingo Whether you’re a first-time homebuyer or a seasoned home buyer, understanding mortgages is an undertaking of its own. Loan language can sound foreign when you’re first dealing with it. Both loan officers and real estate agents will use loan lingo to help guide you through the process. To get to […]
Read MoreHow to Get Pre-Qualified with CIS Home Loans
So you’re getting ready to buy a home and you want to take the right steps to ensure you get the home you want. What will it take to secure that home? For the best shot at the home, you need a pre-qualified mortgage loan letter. In this article, we walk you through the mortgage application […]
Read MoreHow to Improve Your Credit Score to Lower Your Mortgage Rates
When it comes to many loans, your credit score will determine what you pay. This is true of student loans, car loans, and mortgages. So when you’re buying a home, the higher your credit score, the lower your mortgage rate will be. What’s Considered a Good Credit Score? Your credit score is determined by the […]
Read MoreHow to Avoid Homeowner Scams
Beat the Homeowner Scam Blues Woohoo! You have just unpacked your last box and are ready to start enjoying your new home. But joy can quickly turn to angst if you get burned by one or more of these types of homeowner scams: Financial Scams Do you remember the number of forms, documents, contracts, and […]
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