Home Loans: Learning Center
When it comes to pursuing your dream home, as a first-time buyer, the process can be complicated. However, with the proper knowledge and correct resources, you can confidently apply for your perfect property. That’s why we provide the tools you need to get informed and make the best financial decisions when securing a home loan.
Get More Information on Our Top Resources
For over 25 years, we’ve provided our customers with industry-leading services while adhering to our strong ideals of character, integrity and service. Check out our educational resources to learn more about the ins and outs of your mortgage.
Mortgage Rate Calculator
If you’re in the market for a new house, it’s important to weigh your options and determine which prospective property is the most logical investment for you and your family. Comparing mortgage rates is an excellent way to establish what you can afford and make the smartest buying decision.
Our mortgage rate calculator uses one standard equation to accurately deliver your monthly estimate in a matter of minutes. All you have to do is enter some basic information into the required fields, and our handy tool will do the rest. Then, you can use your results to evaluate which house offers the best savings.
During this time of uncertainty, it can be challenging to adapt to financial changes — and it’s completely normal to have questions about how to navigate these adjustments. That’s why we provide a collection of articles, videos and other resources that can help you manage your mortgage payments in the midst of the COVID-19 pandemic.
Our COVID-19 resources feature educational blog posts, necessary forms and any updates concerning the current safety precautions at CIS. We’re here to help you maintain your mortgage while remaining healthy and safe.
Forbearance Request Form
If you find yourself unable to make payments on your mortgage, you can apply for a forbearance plan to get a temporary suspension on your monthly payments. Once eligible, you’ll be granted a one- to three-month recovery window to get your finances back on track without any late fees or a delinquency status.
The first step in securing a forbearance plan is filling out our forbearance request form. If we approve your application, a representative from CIS will get in touch with you and help you create a plan to reinstate your loan according to loss mitigation guidelines.
If you want to work with a full-service mortgage company that cares, choose CIS.
- For decades, we’ve provided our customers with white glove concierge-style service and some of the most competitive rates in the country.
- We’re always staying current on the latest trends and technologies, putting ourselves a step ahead of the competition.
- Above all, our number one focus is helping customers like you secure their dream homes while ensuring the most positive experience possible.
Take the First Step Toward Your Dream Home Today
Apply for a loan today or fill out our online form to learn more about our services!