How To Cash Out Mobile Home Equity Loans
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While many people have heard of certain types of equity loans that can help them make everyday purchases, not many are aware of mobile home equity loans. But for those who own a mobile home, they can be a major help that free up finances and make life much more comfortable. Some people believe that… Read More »
Read MoreWhat’s the Difference Between a Chattel Loan and a Traditional Mortgage?
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Property financing may seem simple but it’s more complicated than meets the eye. When it comes to real estate financing there are two key types of loans you can encounter depending on the property: chattel loans and traditional mortgages. These may seem similar at first glance, but there are significant differences that can affect their… Read More »
Read MoreWhat are the Primary Differences Between Manufactured, Mobile and Modular Homes?
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When it comes to understanding housing options for familiarity or even mortgage purposes, it is important to get the distinction between mobile, modular, and manufactured homes. Many people think these terms all mean the same thing. While there are some similarities to them, the terms do imply different meanings. Curious to know what is the… Read More »
Read MoreThe HUD Code of 1976 and the Shift from Mobile to Manufactured Homes
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Why was the term mobile home replaced with manufactured homes in 1976? There may be few around today who remember the official regulatory switch, but the transition from “mobile home” to “manufactured home” in 1976 marked a major shift not only in the terminology of the housing market but also in the quality, regulation, and… Read More »
Read MoreWhat is a Chattel Loan Exactly?
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Welcome! When it comes to financing options for your home, it can feel overwhelming to find the right options for you. Luckily, if you’re purchasing movable property like a manufactured home, then chattel loans can provide a quick and easy solution to your needs as a future homeowner. This guide aims to provide a detailed… Read More »
Read MoreWhat credit score do I need for a chattel loan?
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If you’re looking into buying a manufactured home, one of the most popular options available for potential homeowners is a chattel loan. Unlike conventional mortgages, chattel loans are secured by the property itself, which can be repossessed if the loan isn’t repaid. For those considering a manufactured home, understanding what credit score you need for… Read More »
Read MoreThe History of Manufactured Homes
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Manufactured homes stand out as a smart solution for affordable housing, offering a viable alternative to traditional single-family homes. Over the years, these homes have undergone significant changes, both in appearance and functionality, while maintaining a consistent purpose and demand in the housing market. Let’s dive into the history of manufactured homes, exploring their origins,… Read More »
Read MoreWhat are the benefits of living in a manufactured home community?
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Living in a manufactured home community can offer several benefits, including: Affordability: Manufactured homes are generally more affordable than traditional stick-built houses. Living in a manufactured home community allows you to enjoy homeownership at a lower cost, making it an attractive option for people on a budget. Sense of Community: Manufactured home communities often foster… Read More »
Read MoreUSDA Manufactured Home Loans
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Home loans insured by the United States Department of Agriculture (USDA) provide numerous benefits for borrowers and help open the door to homeownership for many Americans in qualifying rural areas. The Benefits of USDA Loans The USDA guarantees all loans against default, allowing lenders to take on greater risks and offer homebuyers more favorable loan… Read More »
Read MoreHow to Put a Manufactured Home on Land
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Manufactured homes are a great option for individuals, couples, and families who want to make their dream of homeownership a reality. You may want to add a manufactured home on land you already own or wish to purchase. However, you will need to meet specific requirements and acquire the necessary permits before placing a manufactured… Read More »
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