What Is a Manufactured Home?
The term manufactured home, although not a new term, still causes confusion among home buyers. The first thing to note is that a manufactured home is not a mobile home. However, they do share the same history. Prior to 1976, mobile homes were built as the solution to a shortage in site-built housing. High demand called […]
Read MoreWeighing the Pros & Cons of Manufactured Homes
Everyone wants to be a homeowner, but not everyone is ideally positioned to purchase a traditional residence. As a viable and affordable alternative, many wannabe homeowners investigate and purchase manufactured homes, finding it the perfect way to get their foot in the door of their own home. How Manufactured Homes Differ From Mobile or Modular […]
Read MoreWhat Is the Difference Between a Manufactured Home and a Mobile Home?
Looking for a new home is an emotional roller coaster. One moment you’re excited. Then, there’s confusion. This is especially the case when searching online for manufactured homes. Unfortunately, there is widespread confusion about what a “manufactured home” is and if it is the same as a “mobile home”. This confusion is a result of […]
Read MoreHow Your Mortgage Rates Are Determined
How Your Mortgage Rates Are Determined Whether it is your first time buying a home or you are searching for the best mortgage rates, it is important to understand how your mortgage rates are determined. You may think your mortgage interest rates are set by the lender, but it’s actually set by market forces beyond […]
Read MoreGuide to Home Loan Lingo
Guide to Home Loan Lingo Whether you’re a first-time homebuyer or a seasoned home buyer, understanding mortgages is an undertaking of its own. Loan language can sound foreign when you’re first dealing with it. Both loan officers and real estate agents will use loan lingo to help guide you through the process. To get to […]
Read MoreHow to Get Pre-Qualified with CIS Home Loans
So you’re getting ready to buy a home and you want to take the right steps to ensure you get the home you want. What will it take to secure that home? For the best shot at the home, you need a pre-qualified mortgage loan letter. In this article, we walk you through the mortgage application […]
Read MoreHow to Improve Your Credit Score to Lower Your Mortgage Rates
When it comes to many loans, your credit score will determine what you pay. This is true of student loans, car loans, and mortgages. So when you’re buying a home, the higher your credit score, the lower your mortgage rate will be. What’s Considered a Good Credit Score? Your credit score is determined by the […]
Read MoreHow to Avoid Homeowner Scams
Beat the Homeowner Scam Blues Woohoo! You have just unpacked your last box and are ready to start enjoying your new home. But joy can quickly turn to angst if you get burned by one or more of these types of homeowner scams: Financial Scams Do you remember the number of forms, documents, contracts, and […]
Read More14 Myths about Home Mortgages
Pardon the play on words but there really is a lot of myth-information out there about home mortgages. Purchasing your home is one of the largest and most expensive investments you will ever make. Let’s separate fact and fiction when it comes to obtaining financing–aka a mortgage-for the home of your dreams. 14 modern mortgage […]
Read MoreOur Home Loan Process + Timeline
Understanding your home loan’s unique timeline can help ease some of the uncertainty and stress that can arise when applying for a mortgage. From purchases to refinances, this basic timeline gives an overview of how the loan process flows. Day 1: Complete Application Received and Initial Disclosures Sent Within three business days of your submitting […]
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