Important Coronavirus Update from Paula Reeves

Regarding Coronavirus Safety Precautions Prioritizing the health and wellness of everyone we interact with is our highest priority. We will continue to closely monitor and assess the impact of the coronavirus to protect our employees, customers, and our business partners. Our thoughts and prayers are with you all. In addition to requiring that all CIS […]
Read MoreMaking the Tough Choice: Rent vs Buy

Coffee or tea? Baroque or renaissance? Android or iOS? These eternal questions never go out of style. Neither does the “rent vs buy” dilemma. Almost 65% of Americans own a home. However, the rest wonder if the dream property is out of their reach. Let’s look into key factors, which could affect your decision. Evaluate Your […]
Read MoreNew vs Pre-Owned Manufactured Homes: Which One Is Right for You

Buying a home is always a challenge regardless of its type, age, cost, and design. When it comes to purchasing manufactured homes, you have several factors to consider. One of them is whether to settle for a new or used option. Even if you were looking for a new home initially, you could end up […]
Read MoreWhat Is a Manufactured Home?

The term manufactured home, although not a new term, still causes confusion among home buyers. The first thing to note is that a manufactured home is not a mobile home. However, they do share the same history. Prior to 1976, mobile homes were built as the solution to a shortage in site-built housing. High demand called […]
Read MoreWeighing the Pros & Cons of Manufactured Homes

Everyone wants to be a homeowner, but not everyone is ideally positioned to purchase a traditional residence. As a viable and affordable alternative, many wannabe homeowners investigate and purchase manufactured homes, finding it the perfect way to get their foot in the door of their own home. How Manufactured Homes Differ From Mobile or Modular […]
Read MoreWhat Is the Difference Between a Manufactured Home and a Mobile Home?

Looking for a new home is an emotional roller coaster. One moment you’re excited. Then, there’s confusion. This is especially the case when searching online for manufactured homes. Unfortunately, there is widespread confusion about what a “manufactured home” is and if it is the same as a “mobile home”. This confusion is a result of […]
Read MoreHow Your Mortgage Rates Are Determined

How Your Mortgage Rates Are Determined Whether it is your first time buying a home or you are searching for the best mortgage rates, it is important to understand how your mortgage rates are determined. You may think your mortgage interest rates are set by the lender, but it’s actually set by market forces beyond […]
Read MoreGuide to Home Loan Lingo

Guide to Home Loan Lingo Whether you’re a first-time homebuyer or a seasoned home buyer, understanding mortgages is an undertaking of its own. Loan language can sound foreign when you’re first dealing with it. Both loan officers and real estate agents will use loan lingo to help guide you through the process. To get to […]
Read MoreHow to Get Pre-Qualified with CIS Home Loans

So you’re getting ready to buy a home and you want to take the right steps to ensure you get the home you want. What will it take to secure that home? For the best shot at the home, you need a pre-qualified mortgage loan letter. In this article, we walk you through the mortgage application […]
Read MoreHow to Improve Your Credit Score to Lower Your Mortgage Rates

When it comes to many loans, your credit score will determine what you pay. This is true of student loans, car loans, and mortgages. So when you’re buying a home, the higher your credit score, the lower your mortgage rate will be. What’s Considered a Good Credit Score? Your credit score is determined by the […]
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