How to Refinance a Mobile Home
Are you looking to refinance your mobile home but don’t know where to start? That’s where this guide comes in handy. CIS Home Loans knows that refinancing can be the best move you can make for your financial situation. Not only could it allow you to reduce your monthly payments, but it can also provide… Read More »
Read MoreWhat is a Chattel Loan Exactly?
Welcome! When it comes to financing options for your home, it can feel overwhelming to find the right options for you. Luckily, if you’re purchasing movable property like a manufactured home, then chattel loans can provide a quick and easy solution to your needs as a future homeowner. This guide aims to provide a detailed… Read More »
Read MoreCan VA Loans Be Used for Manufactured Homes?
The federal government created VA loans to make it easier for veterans and service members to become homeowners. The program helps equip our deserving military with adequate and affordable housing. If you’re using a VA loan for manufactured homes, the guidelines and requirements can be a little confusing. Before diving in, you will want to… Read More »
Read More8 Steps of the VA Home Loan Process
The U.S. Department of Veterans Affairs offers financial assistance and benefits to active-duty military, Reserve members and retired military veterans, including affordable home loans. There are many steps to the VA house loan process, and it can typically take a couple of months from receiving an official Certificate of Eligibility to sitting at the closing… Read More »
Read MoreUSDA Home Loan Process: Step by Step
The United States Department of Agriculture helps those who otherwise wouldn’t qualify for home financing to become homeowners. The USDA’s single-family housing guaranteed loan program benefits low- or moderate-income homebuyers in rural areas. The USDA backs these loans to promote economic development in places with smaller populations. Homeownership helps stabilize the local economy and community… Read More »
Read MoreThe FHA Home Loan Process: Step by Step
FHA Home Loan Process Timeline For many homebuyers, the biggest concern is whether or not they can afford the home of their dreams. An FHA loan may be the right loan for you, allowing you to purchase your dream home without the expense of a significant down payment. Purchasing a home is both a… Read More »
Read MoreHow Your Mortgage Rates Are Determined
How Your Mortgage Rates Are Determined Whether it is your first time buying a home or you are searching for the best mortgage rates, it is important to understand how your mortgage rates are determined. You may think your mortgage interest rates are set by the lender, but it’s actually set by market forces beyond… Read More »
Read MoreGuide to Home Loan Lingo
Guide to Home Loan Lingo Whether you’re a first-time homebuyer or a seasoned home buyer, understanding mortgages is an undertaking of its own. Loan language can sound foreign when you’re first dealing with it. Both loan officers and real estate agents will use loan lingo to help guide you through the process. To get to… Read More »
Read More