8 Steps of the VA Home Loan Process

8 Steps of the VA Home Loan Process
August 23, 2021 | Buying a Home, Home Loan Process, Home Loan Tips

The U.S. Department of Veterans Affairs offers financial assistance and benefits to active-duty military, Reserve members and retired military veterans, including affordable home loans. There are many VA mortgage loan steps, and it can typically take a couple of months from receiving an official Certificate of Eligibility to sitting at the closing table. Follow these […]

Read More

USDA Home Loan Process: Step by Step

USDA Home Loan Process: Step by Step
| Buying a Home, Home Loan Process, Home Loan Tips

The United States Department of Agriculture helps those who otherwise wouldn’t qualify for home financing to become homeowners. The USDA’s single-family housing guaranteed loan program benefits low- or moderate-income homebuyers in rural areas. The USDA backs these loans to promote economic development in places with smaller populations. Homeownership helps stabilize the local economy and community […]

Read More

How to Pay Off Your Mortgage Faster

How to Pay Off Your Mortgage Faster
August 10, 2020 | CIS Home Loans, Home Loan Tips, Mortgage

How to Pay Off Your Mortgage Faster Many homeowners are eager to free themselves of mortgage debt early. There are a few reasons why. Reduced total interest payments: Paying down your mortgage early will reduce the total interest to pay on the loan, resulting in substantial savings. Relief from debt: Paying off debt can be a […]

Read More

Why Should I Refinance My Home?

Why Should I Refinance My Home?
July 16, 2020 | CIS Home Loans, Home Loan Tips

Why Should I Refinance My Home? Refinance now to pay LESS on your mortgage. Refinancing a home is something many homeowners consider at least once during the life of their home mortgage loan. Rates are reaching historic lows in the midst of summer 2020 and now is a great time to consider a refi. What […]

Read More

What is a Forbearance?

What is a Forbearance?
April 5, 2020 | CIS Home Loans, Coronavirus, Home Loan Tips

What is a forbearance? Unable to make your mortgage payments during the Coronavirus pandemic? Learn how a forbearance plan may be able to assist you in trying times. FORBEARANCE REQUEST FORM Q: What is a forbearance plan? A: A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments.  A forbearance plan is […]

Read More