How to Pay Off Your Mortgage Faster
How to Pay Off Your Mortgage Faster Many homeowners are eager to free themselves of mortgage debt early. There are a few reasons why. Reduced total interest payments– Paying down your mortgage early will reduce the total interest to pay on the loan, resulting in substantial savings. Relief from debt– This can be more of stress […]
Read MoreWhy Should I Refinance My Home?
Why Should I Refinance My Home? Refinance now to pay LESS on your mortgage. Refinancing a home is something many homeowners consider at least once during the life of their home mortgage loan. Rates are reaching historic lows in the midst of summer 2020 and now is a great time to consider a refi. What […]
Read More10 First-Time Homebuyer Mistakes and How to Avoid Them
10 First-Time Homebuyer Mistakes and How to Avoid Them Are you buying a home for the first time and stressed out about the entire process? Fear not. You are not alone. Many first-time homebuyers face challenges that cost them money or lead to a disappointing purchase. The jargon can be difficult to navigate, the financials, and […]
Read MoreWhat is a Forbearance?
What is a forbearance? Unable to make your mortgage payments during the Coronavirus pandemic? Learn how a forbearance plan may be able to assist you in trying times. FORBEARANCE REQUEST FORM Q: What is a forbearance plan? A: A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments. A forbearance plan is […]
Read MoreCoronavirus Mortgage Payments: What You Should Do First
Coronavirus Mortgage Payments: What You Should Do First If your ability to pay your mortgage payments has been affected by the coronavirus pandemic, this is what you should do first. Be sure to check in with the Centers for Disease Control for the latest news and advice. You can find the most recent information as they update […]
Read MoreHow Can The CARES Act Help You Pay Your Mortgage During The COVID-19 Crisis
How Can The CARES Act Help You Pay Your Mortgage During COVID-19 Crisis Is your ability to pay your mortgage being affected by COVID-19? The CARES Act may be the answer to your problem. What is the CARES Act? Recently enacted legislation, known as the CARES Act directs lenders holding federally backed mortgages to suspend borrowers’ payments […]
Read MoreImportant Coronavirus Update from Paula Reeves
Regarding Coronavirus Safety Precautions Prioritizing the health and wellness of everyone we interact with is our highest priority. We will continue to closely monitor and assess the impact of the coronavirus to protect our employees, customers, and our business partners. Our thoughts and prayers are with you all. In addition to requiring that all CIS […]
Read MoreHow Your Mortgage Rates Are Determined
How Your Mortgage Rates Are Determined Whether it is your first time buying a home or you are searching for the best mortgage rates, it is important to understand how your mortgage rates are determined. You may think your mortgage interest rates are set by the lender, but it’s actually set by market forces beyond […]
Read MoreGuide to Home Loan Lingo
Guide to Home Loan Lingo Whether you’re a first-time homebuyer or a seasoned home buyer, understanding mortgages is an undertaking of its own. Loan language can sound foreign when you’re first dealing with it. Both loan officers and real estate agents will use loan lingo to help guide you through the process. To get to […]
Read MoreHow to Get Pre-Qualified with CIS Home Loans
So you’re getting ready to buy a home and you want to take the right steps to ensure you get the home you want. What will it take to secure that home? For the best shot at the home, you need a pre-qualified mortgage loan letter. In this article, we walk you through the mortgage application […]
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