When Is the Best Time to Buy a Home?
The prospect of buying a home is exciting, and many families see purchasing a home as one of life’s most celebratory moments. After all, homeownership comes with several benefits, including mortgage interest deductions on taxes and equity built over time in the property. A house is also one of the most significant purchases you’ll make… Read More »Read More
How to Pay Off Your Mortgage Faster
How to Pay Off Your Mortgage Faster Many homeowners are eager to free themselves of mortgage debt early. There are a few reasons why. Reduced total interest payments: Paying down your mortgage early will reduce the total interest to pay on the loan, resulting in substantial savings. Relief from debt: Paying off debt can be a… Read More »Read More
Why Should I Refinance My Home?
Why Should I Refinance My Home? Refinance now to pay LESS on your mortgage. Refinancing a home is something many homeowners consider at least once during the life of their home mortgage loan. Rates are reaching historic lows in the midst of summer 2020 and now is a great time to consider a refi. What… Read More »Read More
10 First-Time Home Buyer Mistakes To Avoid
10 First-Time Home Buyer Mistakes To Avoid Are you buying a home for the first time and stressed out about the entire process? Fear not. You are not alone. Many first-time homebuyers face challenges that cost them money or lead to a disappointing purchase. The jargon can be difficult to navigate, the financials, and the home… Read More »Read More
What is a Forbearance Plan?
What is forbearance? Unable to make your mortgage payments? Learn how a forbearance plan may be able to assist you in trying times. FORBEARANCE REQUEST FORM Q: What is a forbearance plan? A: A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments. A forbearance plan is not forgiveness of any portion of… Read More »Read More
Coronavirus Mortgage Payments: What You Should Do First
Coronavirus Mortgage Payments: What You Should Do First If your ability to pay your mortgage payments has been affected by the coronavirus pandemic, this is what you should do first. Be sure to check in with the Centers for Disease Control for the latest news and advice. You can find the most recent information as they update… Read More »Read More
How Can The CARES Act Help You Pay Your Mortgage During The COVID-19 Crisis
How Can The CARES Act Help You Pay Your Mortgage During COVID-19 Crisis Is your ability to pay your mortgage being affected by COVID-19? The CARES Act may be the answer to your problem. What is the CARES Act? Recently enacted legislation, known as the CARES Act directs lenders holding federally backed mortgages to suspend borrowers’ payments… Read More »Read More
Important Coronavirus Update from Paula Reeves
Regarding Coronavirus Safety Precautions Prioritizing the health and wellness of everyone we interact with is our highest priority. We will continue to closely monitor and assess the impact of the coronavirus to protect our employees, customers, and our business partners. Our thoughts and prayers are with you all. In addition to requiring that all CIS… Read More »Read More
New vs Pre-Owned Manufactured Homes: Which One Is Right for You
Buying a home is always a challenge regardless of its type, age, cost, and design. When it comes to purchasing manufactured homes, you have several factors to consider. One of them is whether to settle for a new or used option. Even if you were looking for a new home initially, you could end up… Read More »Read More
How Your Mortgage Rates Are Determined
How Your Mortgage Rates Are Determined Whether it is your first time buying a home or you are searching for the best mortgage rates, it is important to understand how your mortgage rates are determined. You may think your mortgage interest rates are set by the lender, but it’s actually set by market forces beyond… Read More »Read More