How to Refinance a Mobile Home

Are you looking to refinance your mobile home but don’t know where to start? That’s where this guide comes in handy. CIS Home Loans knows that refinancing can be the best move you can make for your financial situation. Not only could it allow you to reduce your monthly payments, but it can also provide… Read More »

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There are a number of ways to make your manufactured home more valuable. Whether you’re trying to sell it at a higher price or simply make your home more comfortable for yourself and your family members, it’s important that you know which upgrades will improve your manufactured home’s value. There are certain improvements that will… Read More »

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While many people have heard of certain types of equity loans that can help them make everyday purchases, not many are aware of mobile home equity loans. But for those who own a mobile home, they can be a major help that free up finances and make life much more comfortable. Some people believe that… Read More »

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Property financing may seem simple but it’s more complicated than meets the eye. When it comes to real estate financing there are two key types of loans you can encounter depending on the property: chattel loans and traditional mortgages. These may seem similar at first glance, but there are significant differences that can affect their… Read More »

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When it comes to understanding housing options for familiarity or even mortgage purposes, it is important to get the distinction between mobile, modular, and manufactured homes. Many people think these terms all mean the same thing. While there are some similarities to them, the terms do imply different meanings. Curious to know what is the… Read More »

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Why was the term mobile home replaced with manufactured homes in 1976? There may be few around today who remember the official regulatory switch, but the transition from “mobile home” to “manufactured home” in 1976 marked a major shift not only in the terminology of the housing market but also in the quality, regulation, and… Read More »

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Manufactured homes stand out as a smart solution for affordable housing, offering a viable alternative to traditional single-family homes. Over the years, these homes have undergone significant changes, both in appearance and functionality, while maintaining a consistent purpose and demand in the housing market. Let’s dive into the history of manufactured homes, exploring their origins,… Read More »

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Living in a manufactured home community can offer several benefits, including: Affordability: Manufactured homes are generally more affordable than traditional stick-built houses. Living in a manufactured home community allows you to enjoy homeownership at a lower cost, making it an attractive option for people on a budget. Sense of Community: Manufactured home communities often foster… Read More »

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Home loans insured by the United States Department of Agriculture (USDA) provide numerous benefits for borrowers and help open the door to homeownership for many Americans in qualifying rural areas. The Benefits of USDA Loans The USDA guarantees all loans against default, allowing lenders to take on greater risks and offer homebuyers more favorable loan… Read More »

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Manufactured homes are a great option for individuals, couples, and families who want to make their dream of homeownership a reality. You may want to add a manufactured home on land you already own or wish to purchase. However, you will need to meet specific requirements and acquire the necessary permits before placing a manufactured… Read More »

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