How Can The CARES Act Help You Pay Your Mortgage During The COVID-19 Crisis
How Can The CARES Act Help You Pay Your Mortgage During COVID-19 Crisis Is your ability to pay your mortgage being affected by COVID-19? The CARES Act may be the answer to your problem. What is the CARES Act? Recently enacted legislation, known as the CARES Act directs lenders holding federally backed mortgages to suspend borrowers’ payments… Read More »
Read MoreImportant Coronavirus Update from Paula Reeves
Regarding Coronavirus Safety Precautions Prioritizing the health and wellness of everyone we interact with is our highest priority. We will continue to closely monitor and assess the impact of the coronavirus to protect our employees, customers, and our business partners. Our thoughts and prayers are with you all. In addition to requiring that all CIS… Read More »
Read MoreNew vs Pre-Owned Manufactured Homes: Which One Is Right for You
Buying a home is always a challenge regardless of its type, age, cost, and design. When it comes to purchasing manufactured homes, you have several factors to consider. One of them is whether to settle for a new or used option. Even if you were looking for a new home initially, you could end up… Read More »
Read MoreHow Your Mortgage Rates Are Determined
How Your Mortgage Rates Are Determined Whether it is your first time buying a home or you are searching for the best mortgage rates, it is important to understand how your mortgage rates are determined. You may think your mortgage interest rates are set by the lender, but it’s actually set by market forces beyond… Read More »
Read MoreGuide to Home Loan Lingo
Guide to Home Loan Lingo Whether you’re a first-time homebuyer or a seasoned home buyer, understanding mortgages is an undertaking of its own. Loan language can sound foreign when you’re first dealing with it. Both loan officers and real estate agents will use loan lingo to help guide you through the process. To get to… Read More »
Read MoreHow to Get Pre-Qualified for a Home Loan
So you’re getting ready to buy a home, and you want to take the right steps to ensure you get the home you want. What will it take to secure that house? For the best shot, you need a pre-qualified mortgage loan letter. In this article, we walk you through the mortgage application process and how… Read More »
Read MoreHow to Improve Your Credit Score to Lower Your Mortgage Rates
When it comes to many loans, your credit score will determine what you pay. This is true of student loans, car loans, and mortgages. So when you’re buying a home, the higher your credit score, the lower your mortgage rate will be. What’s Considered a Good Credit Score? Your credit score is determined by the… Read More »
Read MoreHow to Avoid Homeowner Scams
Beat the Homeowner Scam Blues Woohoo! You have just unpacked your last box and are ready to start enjoying your new home. But joy can quickly turn to angst if you get burned by one or more of these types of homeowner scams: Financial Scams Do you remember the number of forms, documents, contracts, and… Read More »
Read More2019: Tax Transformation
Many Americans will begin experiencing the effects of the Tax Cuts and Jobs Act of 2017 when they file their annual returns this year. Outside of political characterizations of the bill’s implications, there are changes that affect consumers at different income levels and parts of the country that make it a good idea to seek advice from… Read More »
Read MoreLove for Others
At CIS Home Loans, we realize that we are fortunate to have been given a good job with kind and caring leadership. Living in this fact made us all see the blessings that we had received and moved us, in compassion, to do something to help others. Our “Love for Others” charity began when a… Read More »
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