How to Get Pre-Qualified for a Home Loan
So you’re getting ready to buy a home, and you want to take the right steps to ensure you get the home you want. What will it take to secure that house? For the best shot, you need a pre-qualified mortgage loan letter. In this article, we walk you through the mortgage application process and how… Read More »
Read MoreHow to Improve Your Credit Score to Lower Your Mortgage Rates
When it comes to many loans, your credit score will determine what you pay. This is true of student loans, car loans, and mortgages. So when you’re buying a home, the higher your credit score, the lower your mortgage rate will be. What’s Considered a Good Credit Score? Your credit score is determined by the… Read More »
Read MoreHow to Avoid Homeowner Scams
Beat the Homeowner Scam Blues Woohoo! You have just unpacked your last box and are ready to start enjoying your new home. But joy can quickly turn to angst if you get burned by one or more of these types of homeowner scams: Financial Scams Do you remember the number of forms, documents, contracts, and… Read More »
Read More14 Myths about Home Mortgages
Pardon the play on words but there really is a lot of myth-information out there about home mortgages. Purchasing your home is one of the largest and most expensive investments you will ever make. Let’s separate fact and fiction when it comes to obtaining financing for the home of your dreams. 14 modern mortgage myths… Read More »
Read MoreOur Home Loan Process + Timeline
Understanding your home loan’s unique timeline can help ease some of the uncertainty and stress that can arise when applying for a mortgage. From purchases to refinances, this basic timeline gives an overview of how the loan process flows. Day 1: Complete Application Received and Initial Disclosures Sent Within three business days of your submitting… Read More »
Read MoreTips for a Smooth Home Loan Process
Entering into a mortgage can be a relatively smooth process. However, borrower frustrations can arise from delays that could have been avoided. Keep these simple tips in mind to stay on track when applying for a home loan: Complete all required paperwork and avoid leaving unanswered questions Double check all documents for signatures and completeness… Read More »
Read MoreWho is CIS Home Loans?
WHO ARE WE CIS Home Loans is a full-service mortgage company that helps families achieve their goals of home ownership. We take great pride in our ability to provide industry-leading services to our customers without compromising our small-town ideals. That was our mission when we opened up our doors in 1991, and it remains the… Read More »
Read MoreSix Tips to Help You Qualify for a Home Loan
“There’s no place like home. There’s no place like home!” Have you found the right home for your family, but you are not sure if you qualify for a home loan? The home buying process is complicated and can sometimes be stressful. Preparation is key. Keep these tips in mind to ensure the loan qualification… Read More »
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