About Us

Who We Are

CIS Home Loans is a full-service mortgage company that helps families achieve their goals of home ownership. We take great pride in our ability to provide industry-leading services to our customers without compromising our small-town values. That was our mission when we opened up our doors in 1991, and it remains the same today.

 

      

What is the meaning behind the letters CI, and S in CIS Home Loans? Originally, CIS was named after its corporate owner Cavalier Acceptance Corporation (CAC), and took on the name Cavalier Information Systems. In 2001, CAC retired its name and its legal name became CIS Financial Services, Inc. The new executive team saw one last opportunity to improve the name for consumers. CIS Financial Services, Inc. began DBA (doing business as) CIS Home Loans. With this final change in the company name, the true meaning of C I S was revealed:

Character

Character

DOING THE RIGHT THING
When your family comes to CIS in search of a new home, we are with you every step of the way. Our team is filled with spirited individuals from local communities that you can trust. Our focus is to help you find the financial assistance needed to secure a home for your family. We care about helping your family. You can count on us to always do the right thing.

Integrity

Integrity

DOING IT THE RIGHT WAY
To maintain our small-town ideals, we place special attention on developing a personal relationship with our customers. When you come to CIS, you talk with a real person, no recordings. You are assigned a loan originator that has your community in mind. Our team does things the right way with timely communication followed by action.

Service

Service

DOING IT RIGHT AWAY
CIS is a national home loan provider but we have a small-town, community-based heart for service. While our staff is here to help your homeownership dream come true, they are also very involved in their local communities. From sponsoring local community events to participating in multiple charities, CIS staffers are encouraged daily to get involved and give back to their communities.

Our culture is based on these principles. We are dedicated to helping our employees be the best they can be, both personally and professionally.  Because of these core principles we hope our employees are able to say they are a better person by working here. CIS is not just a workplace but a family where we all share the same professional dreams/goals, and are committed to Character, Integrity & Service.

Our Values

CIS Home Loans takes great pride in our ability to provide industry-leading services to our customers without compromising our small-town ideals. That was our mission when we opened up our doors in 1991 and it remains the same today.

CIS established itself as a cornerstone in the home loans marketplace early. Because of this, we’ve been able to maintain long-standing, fruitful partnerships with industry leaders such as Fannie Mae and Freddie Mac. These relationships allow us to stay up to date on the latest trends and programs, while also giving us a leg up over our competitors when it comes to securing home loans with these companies. We’ve procured record-breaking agreements in the past and are focused on doing so now and in the future.

 

    

 

Core Values

The Podium

The Podium

At CIS, our commitment and actions set us apart from the competition. We compete against ourselves. We own who we are.

Excellence is the result of caring more than others think is wise. We believe that excellence starts from the top. It comes from within. Our customers deserve nothing less. We never confuse our effort with the end results. Results are everything.

The Heart

The Heart

Honesty, Consistency, and Loyalty are of the utmost importance to us. We share the glory here. CIS wins when everyone wins!

We choose right first, even when no one is watching. We have an “Own It” mentality. We are courageous in our transparency. Our actions are a result of what is in our hearts. Steadfast is who we are. We lead by example. Talk is cheap. Actions mean everything. We take it to the bank when we say something, it happens. Leaders celebrate success together and adversity brings us closer by testing our resolve. We believe in being workhorses not show horses. Unification is the key to our success. We all make mistakes and it’s ok to ask for forgiveness.

Attitude is Everything

Attitude is Everything

Every customer is our priority. Our actions show we care.

We make things easy. We help our customers achieve their goals. Serving and putting others before ourselves is how we show up. We go above and beyond in creating the perfect experience. We must be an out-of-the-box thinker to serve our customers. We have to personalize our plan to achieve true customer satisfaction. We love happy customers.

Break the Box

Break the Box

We lead from the front. Great communication is paramount to our success as leaders.

Innovation means staying ahead of the curve. It begins within our hearts. We believe in a team-first culture. We love to embrace challenges through innovation. We use creativity and artistic ideation to break the boxes around us. Getting ahead of the curve is about listening to our stakeholders and being attentive to their needs to create value in meaningful ways.

Limitless

Limitless

We care in every situation. This applies to all regardless of position or rank.

We believe leaders who care, create teams who care. We want what’s best for all of our stakeholders. Caring is who we are, caring is consistent. We believe in a genuine experience. We do it with sincerity and we do it with a smile.

 

 

    

CULTURE & SERVICE

CIS is a premier home loan provider but has a small-town, community-based heart for service. From sponsoring 67 children with back-to-school supplies to Valentine’s Day community bake sales, CIS staffers are encouraged to get involved and give back to their communities.

Character Matters. Integrity Is Everything. Serve Others.

Our Culture is based on these principles. We are dedicated to helping our employees be the best they can be both personally and professionally.  Because of these core principles we want our employees to be able to say they are a better person by working here. CIS is not just a workplace but a family where we all share the same professional dreams/goals, and are committed to Character, Integrity & Service.

ACCESSIBILITY

Starting with one location and eight employees in Hamilton, Alabama, in 1991, CIS’s team has expanded to over 60 employees in three offices serving customers in 32 states and Puerto Rico. We’re just a phone call away—with a real person, not a machine, answering during business hours!

Get in touch with us today to turn your Dream House into your New Home!

CIS offices will be closed on the following holidays:

2024 Holiday Closings

January 1st, 2024 – New Year’s Day
January 15th – Martin Luther King Jr. Day
February 19th – President’s Day
May 27th – Memorial Day
July 4th – Independence Day
September 2nd – Labor Day
October 14th – Columbus Day
November 11th – Veterans Day
November 28th – Thanksgiving Day
December 24th – Christmas Eve
December 25th – Christmas Day
January 1st, 2025 – New Years Day

BACK

Are you purchasing a new home or refinancing?

Purchasing Refinancing

What type of property is it?

Traditional / Site Built Manufactured Home

Is your manufactured home new or used?

New Used

Where is your home going?

Family Owned Land Personally Owned Land Leased Land Purchasing Land

Location of home?

Park Private

Are you currently working with a Loan Officer?

Yes No

What type of property is it?

Traditional / Site Built Manufactured Home

Are you purchasing only the home or home with land?

Home Only Home & Land

Are you currently working with a Loan Officer?

Yes No

Which Loan Officer are you working with?

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