Service beyond
the signature
Get pre-qualified quickly and apply for the loan from the comfort of your own home.
Service beyond
Making affordable home ownership dreams a reality for more than 30 years
Affordable housing looks very different now than it did when we got started in 1991, but one thing hasn’t changed: we’re still passionately devoted to helping people realize the dream of home ownership.
The process of buying a home and securing a loan can be intimidating—and even overwhelming. That’s why we’re committed to providing personalized care, attention and guidance every step of the way.
Manufactured home and chattel loans are easier with experts by your side.
In our 30+ years of experience, we’ve discovered one constant: it’s all about relationships.
Whether you’re a prospective buyer or a retailer looking for finance options, you’ll find our entire process fast, friendly and mercifully simple.
Pre-Qualify for a Chattel Loan
If you’re looking to purchase a new manufactured home, our friendly experts will help you through the entire process from start to finish.
And because our team utilizes an all-in-one service model that allows us to make all key decisions in-house, that means we can approve your loan fast.
Become a Retailer Affiliate
If you’re a manufactured home retailer, working with CIS is an ideal way to help your customers secure financing.
Our effortless application process and rapid response times make the whole process relatively quick, easy and seamless. Plus, if you ever have any questions or need any support, our friendly experts are on call, waiting to help.
How We Do It
As Easy as 1, 2, 3
1
Get pre-qualified quickly and apply for the loan from the comfort of your own home.
2
Meet with one of our professional team members, 1-on-1 to help you pick the best option.
3
Own a home you love, with the loan you love.
Manufactured Housing Loans from CIS Home Loans
Experienced Manufactured Home Lenders
Apply for a chattel loan today. The process is completely digital, and we have some of the most competitive rates on home-only loans and loans for homes plus property.
Best of all, you’ll know quickly if you’re approved, so you can start making real-life decisions.
We want to change the way you view mobile homes. Modern manufactured homes provide an affordable path to homeownership and offer many advantages.
Due to high structural standards and the use of quality materials, manufactured homes provide you with peace of mind, an opportunity to make a long-term investment and an attractive place where your family can grow.
CIS Home Loans has experience as a manufactured home lender dating back nearly five decades. We’ve been around for a while, helping people in cities and rural areas obtain affordable financing and work toward achieving their version of the American Dream.
Let us show you how we can help you move into your new manufactured home with a fast, easy and enjoyable buying process.
Manufactured Home Resources
Why Choose CIS Home Loans as your Chaattel Loan Lender?
- Structure repayments over a range of terms
- Lower interest rates
- Fixed or variable rate
- Own your manufactured home upfront - it will appear as an asset on your balance sheet
Home Only Program
Trying to secure a loan from a manufactured home financing company may seem like a big step forward, especially for a first-time homebuyer. At CIS Home Loans, we offer a Home Only Program to fit your needs.
If you’ve found the home of your dreams but don’t own the land you want to put your manufactured home on, CIS Home Loans’ Home Only program is for you.
Our Home Only loan program, traditionally known as a chattel loan, is for a moveable piece of property such as your manufactured home. With our Home Only program, you can place your manufactured home on family land or in a manufactured home community and start enjoying life as a homeowner.
CIS is a full-service mortgage company that strives to help individuals and families buy the home of their dreams. We take pride in our ability to be transparent with every client. We also make customer service a high priority. You can always reach our loan officers via our online loan portal or by phone whenever you have questions.
We offer some of the most competitive home mortgage rates in the country, which could save you thousands of dollars over the term of your loan. Our loan process typically takes around 25 days from origination to closing so you can start enjoying your new home right away.
Contact CIS today to learn more about the available home loan types and start the application process.