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PAYMENT OPTIONS

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Automatic Recurring Payments

Pay automatically via electronic check. No transaction fees. 

When setting up recurring payments, please allow at least two days between the start date and the requested draft date. The first time a recurring payment drafts, the system assesses a $5.00 fee. The payment does not become recurring until the second time it drafts.

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One-Time Payments

Check or Debit Card
$5 transaction fee

Pay Now

Mailed Payments

Mail Payments to:
CIS Home Loans
PO Box 1906
Hamilton, AL 35570

Phone Payments

Check or Debit Card
$5 transaction fee

844-809-2462

Payments processed after 7:00 pm CST will be posted effective the next business day.

Payments made online may take up to five (5) business days (excluding weekends and holidays) to be reflected on your account.

CIS Home Loans is a Full Service Mortgage Bank

CIS Home Loans is a full service mortgage bank with over 30 years in the mortgage industry.

We are an approved loan servicer of Fannie Mae, Ginnie Mae, FHA, VA and USDA loans. CIS is currently licensed to service in 37 States and Puerto Rico. Our philosophy emphasizes building a relationship through dependable service and a commitment to you as our customer. We realize that in order to provide the best customer service, we must appeal to you our customer through quality personal service.

Our Customer Service Reps will continue to be available to manually process your payment for a $20.00 payment-processing fee (debit or check). Use the automated payment system to make a one-time payment via check or debit card ($5 transaction fee) by calling 844-809-2462.

Beware of Foreclosure Rescue Scams

Help is FREE!

  • There is never a fee to get assistance or information about the loss mitigation options from your servicer or a HUD-approved housing counselor.
  • Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan.
  • Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make your mortgage payments to anyone other than your mortgage company without their approval.