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Manufactured Home Application
Manufactured homes are 325-4,000 square foot homes built on steel chassis with wheels and are manufactured inside a factory or plant. Today’ manufactured homes meet “HUD’s Manufactured Home Construction and Safety Standards” and are built to the same quality and safety standards as site-built homes. Modular homes often have sections built off site and then are assembled at the house site.
Site Built Home Application
A site built home is often called a stick-built home and is built at the location where it will be inhabited. As the name implies, this construction method assembles the house on the site where it will permanently stand when finished. Site-built homes are the most traditional way of building a home which makes it the most common method of construction.
Mortgage Application Checklist
The following information is usually required during the loan process:
Your Social Security number
Current pay stubs or, if self-employed, your tax returns for the past two years
Bank statements for the past two months
Investment account statements for the past two months
Life insurance policy
Retirement account statements for the past two months
Make and model of vehicles you own and their resale value
Credit card account information
Auto loan account information
Personal loan account information
If you currently own real estate:
Mortgage account information
Home insurance policy information
Home equity account information (if applicable)