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Site Built Home Application

A site built home is often called a stick-built home and is built at the location where it will be inhabited. As the name implies, this construction method assembles the house on the site where it will permanently stand when finished. Site-built homes are the most traditional way of building a home which makes it the most common method of construction.

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Mortgage Application Checklist

The following information is usually required during the loan process:

  • Your Social Security number

  • Current pay stubs or, if self-employed, your tax returns for the past two years

  • Bank statements for the past two months

  • Investment account statements for the past two months

  • Life insurance policy

  • Retirement account statements for the past two months

  • Make and model of vehicles you own and their resale value

  • Credit card account information

  • Auto loan account information

  • Personal loan account information

If you currently own real estate:

  • Mortgage account information

  • Home insurance policy information

  • Home equity account information (if applicable)