When Is the Best Time to Buy a Home?

When Is the Best Time to Buy a Home?
November 2, 2021 | CIS Home Loans

The prospect of buying a home is exciting, and many families see purchasing a home as one of life’s most celebratory moments. After all, homeownership comes with several benefits, including mortgage interest deductions on taxes and equity built over time in the property. A house is also one of the most significant purchases you’ll make […]

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8 Steps of the VA Home Loan Process

8 Steps of the VA Home Loan Process
August 23, 2021 | Buying a Home, Home Loan Process, Home Loan Tips

The U.S. Department of Veterans Affairs offers financial assistance and benefits to active-duty military, Reserve members and retired military veterans, including affordable home loans. There are many steps to the VA house loan process, and it can typically take a couple of months from receiving an official Certificate of Eligibility to sitting at the closing […]

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USDA Home Loan Process: Step by Step

USDA Home Loan Process: Step by Step
| Buying a Home, Home Loan Process, Home Loan Tips

The United States Department of Agriculture helps those who otherwise wouldn’t qualify for home financing to become homeowners. The USDA’s single-family housing guaranteed loan program benefits low- or moderate-income homebuyers in rural areas. The USDA backs these loans to promote economic development in places with smaller populations. Homeownership helps stabilize the local economy and community […]

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Why Should I Refinance My Home?

Why Should I Refinance My Home?
July 16, 2020 | CIS Home Loans, Home Loan Tips

Why Should I Refinance My Home? Refinance now to pay LESS on your mortgage. Refinancing a home is something many homeowners consider at least once during the life of their home mortgage loan. Rates are reaching historic lows in the midst of summer 2020 and now is a great time to consider a refi. What […]

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10 First-Time Home Buyer Mistakes To Avoid

10 First-Time Home Buyer Mistakes To Avoid
July 10, 2020 | Buying a Home, CIS Home Loans

10 First-Time Home Buyer Mistakes To Avoid Are you buying a home for the first time and stressed out about the entire process? Fear not. You are not alone. Many first-time homebuyers face challenges that cost them money or lead to a disappointing purchase. The jargon can be difficult to navigate, the financials, and the home […]

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What is a Forbearance Plan?

What is a Forbearance Plan?
April 5, 2020 | CIS Home Loans, Coronavirus, Home Loan Tips

What is forbearance? Unable to make your mortgage payments? Learn how a forbearance plan may be able to assist you in trying times. FORBEARANCE REQUEST FORM Q: What is a forbearance plan? A: A forbearance plan is a temporary suspension (or reduction) of your monthly mortgage payments.  A forbearance plan is not forgiveness of any portion of […]

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What Is the Difference Between Manufactured, Mobile and Modular Homes?

What Is the Difference Between Manufactured, Mobile and Modular Homes?
February 4, 2020 | Buying a Home

Looking for a new home is an emotional roller coaster. One moment you’re excited. Then, there’s confusion. This confusion is especially the case when searching online for manufactured homes. Unfortunately, there is widespread uncertainty about what a manufactured home is and if it is the same as a mobile home. Additionally, many buyers get confused by […]

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